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An easy way to apply for an OHecu loan.

Dealer FinancingDealer Financing
Get your OHecu auto financing at these participating dealers.

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Enter your financial information and calculate the rest.
Automobile, Boat & Motorcycle Loans
 
Image icon - Automobile & Boat Loans Several different auto products are offered by OHecu for financing automobiles and recreational vehicles. Get pre-approved at OHecu prior to shopping for your car. By being pre-approved you save time and take advantage of OHecu benefits when you purchase your car.

OHecu not only provides vehicle loans, it also offers its members the option to purchase a Financial Protection Vehicle Service Contract that is competitively priced to car dealership warranty extension programs. OHecu can include the cost of this product in the amount of your car loan.

New Auto

OHecu offers new auto loans that are designed to meet your financial needs.

  • Competitive rates and terms
  • No down payment required
  • Easy and worry-free payment options with direct deposit or payroll deductions
  • Reduced interest rate with automated payment from your OHecu account
  • First-Time Car Buyer benefit for Student Package members
  • Financial Protection Vehicle Service Contract cost can be included in loan amount
  • Affordable Credit Life and Credit Disability Insurance

Used Auto

OHecu can meet your used auto financing needs. Most of the financial benefits available with a new auto loan are also available when you finance your used vehicle with OHecu.

  • No down payment for current and prior model years
  • Competitive rates and terms
  • Easy and worry-free payment options with direct deposit or payroll deductions
  • Reduced interest rate with automated payment from your OHecu account
  • First-Time Car Buyer benefit for Student Package members
  • Financial Protection Vehicle Service Contract cost can be included in the loan amount
  • Affordable Credit Life and Credit Disability Insurance
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ACT NOW Special Limited Time Offer! - New & Used Vehicle Financing as low as 2.98% APR* - Click for details

Enterprise Haggle-Free and Worry-Free Used Car Purchasing

OHecu and Enterprise have partnered to provide you with a haggle-free and worry-free car ownership program. OHecu provides you with a special Enterprise vehicle loan. Enterprise provides you with haggle and worry-free ownership, which includes the Enterprise 7-Day Repurchase Policy. Complete the application or contact an OHecu membership service representative to be considered for pre-approval.

Boat or Motorcycle

OHecu can provide you with a loan for your new or used boat or motorcycle purchase.

  • Competitive rates and terms
  • Easy and worry-free payment options with direct deposit or payroll deductions
  • Reduced interest rate with automated payment from your OHecu account

Loan Insurance Products

OHecu has made available through CUNA Mutual Insurance a variety of insurance products to help you protect your financial future and provide peace of mind. These products include Credit Life, Credit Disability, Life, and Homeowners Insurance. To receive more information on these products, contact a membership service representative at any OHecu office.

Automobile, Boat &
Motorcycle Loans

Automobile Loan Online Application

Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.