You can easily use the equity in your home by taking advantage of OHecu’s Home Equity Line of Credit. It provides easy access to your home’s equity whenever the need arises.
- Loans up to 90% of the value of the home less any first mortgage
- You can access your Home Equity Loan by writing a check, calling “Toni” The Touch-Tone Teller, or visiting any OHecu office
- Interest may be tax deductible—contact your tax adviser for verification
With an OHecu Home Equity Line of Credit there are no up-front costs to apply, no points to pay and the closing costs are waived provided you maintain the Home Equity Line of Credit for three years.
Free Home Equity Checks
OHecu will provide you with checks that you can use to access funds on your Home Equity Line of Credit. The checks will be listed on your monthly account statement, or can be reviewed by calling “Toni” The Touch-Tone Teller.
Easy Access
You can easily access your OHecu Home Equity Line of Credit in many ways whenever and wherever you are through OHecu mobile banking service. The OHecu mobile banking service is an extension of the OHecu home banking service e22ndstreet and enables you to view your Home Equity Line of Credit, transfer funds from your loan to your OHecu checking or make a payment on your loan. |
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Use it for Checking Overdraft Protection
You can use your Home Equity Line of Credit as an overdraft protection source for your Checking Account. There is no minimum amount for an advance, and you can review the history on your account any time via “Toni” The Touch-Tone Teller.
Home Equity
Line of Credit
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