The additional benefits available to Gold Package members include:

• Rate Bonus on Term Share Certificates
• Rate Bonus on IRA Share Certificates
• FREE Home Banking
• FREE Bill Pay**
• FREE Mobile Banking
• FREE Checking
• Unlimited FREE OHecu ATM transactions at OHecu owned, Alliance One, Money Pass Credit Union 24 CUHere and Credit Union 24 CUHere Select ATMs.
• Five FREE ATM and Debit Card transactions that require a PIN (Personal Identification Number) other than those at an OHecu owned, Alliance One, Money Pass, Credit Union 24 CUHere and Credit Union 24 CUHere Select ATMs (surcharge fee may apply at an ATM not in the listed networks).
• No annual fee on an OHecu VISA® Credit Card
• Free counter checks
• No sales fee on American Express® travelers checks
• No monthly maintenance fee on your OHecu Share Savings Account
• No loan application fee
• No annual IRA fee
• No In-branch service fee
• "First-Time Auto Buyer Program"—1, 2 or 3-year-old used auto can be financed at new auto loan rates (member must be enrolled in school)

Average Savings Product Balance Relationship*** of $20,000.00 or greater

OR

Aggregate Balance Relationship‡ of $20,000.00 or greater, with direct deposit or payroll deductions of at least $400.00 per month.

Accounts subject to underwriting guidelines.

** Requires an OHecu checking account.

*** Average Savings Product Balance Relationship Definition - The Average Savings Product Balance Relationship is the total of all your primary membership Savings, Checking, Money Market, Term Share Certificate, IRA Savings, IRA Term Share Certificate, and Special Savings Accounts, using the average daily balance for each account for the month.

‡ Aggregate Balance Relationship Definition - The Aggregate Balance Relationship is the total of all your primary membership deposits and loans with OHecu, using the average daily balance for each account for the month.