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Icon image - Member Services & BenefitsStandard Member Benefits

A Lifetime of Financial Services

The Ohio Educational Credit Union is ready to assist you with quality financial services for all stages of your life. With OHecu, you enjoy single-source convenience and the security of dealing with a reliable, established organization of financial specialists to assist you in building your financial future.

The Ohio Educational Credit Union has been serving its members with quality financial tools since 1933, and we look forward to serving you.

Listed below are the basic set of benefits made available to members.

  • FREE Home Banking
  • FREE Bill Pay**
  • FREE Mobile Banking
  • FREE Checking
  • Unlimited FREE OHecu ATM transactions at OHecu owned, Alliance One, Money Pass Credit Union 24 CUHere and Credit Union 24 CUHere Select ATMs.
  • No annual fee on an OHecu VISA Credit Card

    **Requires an OHecu checking account

    Accounts subject to underwriting guidelines

Members can enhance the benefits they receive from OHecu by increasing the relationship they maintain with the Credit Union. OHecu has four enhanced membership packages designed around an individual's changing financial needs. Members can receive special loan and savings account interest rates, and avoid many service fees, by taking advantage of one of the four enhanced membership package.

A brief list of OECU available services.
  • Share Savings Account
  • Checking Accounts
  • STAR ATM Cards and VISA® Check Cards
  • Direct Deposit
  • Payroll Deductions
  • Term Share Certificates
  • Money Market Accounts
  • Holiday and Vacation Club Accounts
  • IRA Savings Accounts
  • IRA Share Certificates
  • All Types of Loans
      First Mortgage
      Home Equity
      Second Mortgage
      New & Used Car
      New & Used Boat
      New & Used Motorcycle
      Personal
      Share Secured
      Private Student
  • VISA® Cards
  • Home Banking via Telephone or Internet
  • Family & Lifetime Memberships
  • Membership Packages/Relationship Discounts
  • More than 13,800 Surcharge-free ATMs across the U.S.
  • Over 290 Ohio & over 4,400 Nationwide Shared Branching Offices
  • Many Other Services and Benefits